Cash Back & Everyday Spending
Most spending isn’t flights and hotels — it’s groceries, restaurants, and the recurring bills. These guides cover how to earn the most on everyday purchases, when a category card beats a flat-rate card, and whether a premium earner like the Amex Gold out-earns the simple options.
The cash-back playbook
Best Cash Back Credit Cards of 2026
The best cash back card is the one that matches how you spend. Here are the top flat-rate, category, and rotating-category cards of 2026 — and how to choose between them.
Best Credit Cards for Earning Points on Dining in 2026
Dining is one of the easiest categories to earn outsized rewards. The right card can turn restaurant spending into flights, hotel stays, or straight cash — depending on what you want.
Best Credit Cards for Earning Points on Groceries in 2026
Groceries are one of the highest-spend categories in most households. The right card can turn that routine spending into hundreds of dollars in rewards every year.
Premium everyday earners
Is the Amex Gold Worth It for Rewards
The American Express Gold Card earns heavily on food and travel and offers more than $400 in annual credits — but only if your spending and habits line up. Here is the breakdown.
Amex Gold vs. Chase Sapphire Preferred Rewards (2026)
One card pays the highest rates on dining and supermarkets but costs $325. The other costs $95 and leans on travel value. Here is how to decide between them.