Affiliate Disclosure

Transparency is the foundation of trust. Here's exactly how RewardsMaxing earns money and how it affects — and doesn't affect — what we recommend.

How We Earn Money

RewardsMaxing is a free resource. We earn money through affiliate partnerships with credit card issuers and financial institutions. When you click a link on our site and are approved for a credit card, we may receive a commission from the card issuer.

This is how most independent credit card review sites operate — affiliate commissions allow us to publish free content, maintain our comparison tools, and keep the site running without charging readers a subscription fee or placing ads across every page.

What This Means for You

When you see a link to a credit card offer on RewardsMaxing, that link may be an affiliate link. Clicking it and applying costs you nothing extra — you receive the same terms, rates, and offers as you would by going directly to the issuer's website.

To be clear: You will never pay more, receive worse terms, or face different approval criteria because you applied through a link on our site. Affiliate links do not change the deal you get.

What Doesn't Change

Our affiliate relationships do not influence our editorial content, ratings, or recommendations. Specifically:

  • We do not rank cards based on how much commission they pay us. Cards are ranked by consumer value using our published methodology.
  • Our editorial team does not have access to commission rates or advertiser contracts. The people who write and score reviews are walled off from the business side.
  • We review and recommend cards that have no affiliate relationship with us. If a card delivers strong value, it earns a spot in our rankings regardless of whether we earn a commission from it.
  • We will never suppress a negative review or inflate a rating because of an advertiser relationship.

Offers May Change

Credit card terms, welcome bonuses, annual fees, and rewards rates change frequently — sometimes without notice. While we work to keep our content accurate and up to date, the offers you see on our site may differ from what is currently available on the issuer's website.

Always verify the most current terms, conditions, and offer details directly with the card issuer before applying. RewardsMaxing is an informational resource, not the issuer of any financial product.

Our Commitment

We built RewardsMaxing because we believed consumers deserved better information — not more sales pitches. That conviction hasn't changed. Our business model works only when readers trust our recommendations, and we protect that trust by keeping editorial decisions independent from revenue.

If you ever feel that a recommendation on our site doesn't reflect genuine consumer value, we want to hear about it. Accountability is part of the deal.

Questions

If you have questions about how our affiliate partnerships work, how a specific card was rated, or anything else about our business model, please reach out through our contact page. We're happy to explain.